George brings with him nearly two decades of experience in retail banking and housing finance, with a proven track record of driving … read more business growth and operational excellence. Over the years, he has held leadership positions with reputed financial institutions such as L&T Finance, IndusInd Bank, and Reliance Capital, where he successfully led large teams and business transformation initiatives.

At MHFCL, George will be instrumental in strengthening our distribution network, expanding our affordable housing loan portfolio, and ensuring that we continue to deliver accessible and customer-centric home financing solutions across India.

Mr. Yuvaraj Selvaraj brings with him over 22 years of extensive experience in Collections, Delinquency Management, Strategic Planning, and Process Improvement within the … read more financial services industry.
He has worked with some of the most respected institutions, including SMFG India Credit, HSBC, and Barclays Bank, where he played key roles in streamlining recovery operations and improving collection efficiencies.
Yuvaraj holds an MBA from the School of Management – Pondicherry and has further honed his leadership acumen through the Executive Program on Leadership Management (EPLM) from IIM Kolkata.
At Muthoot Housing Finance Co. Ltd., Yuvaraj leads the Collections vertical, with a strategic mandate to enhance recovery frameworks, reduce delinquency, and optimize asset recovery processes. His experience and leadership are instrumental in reinforcing the company’s credit health and supporting sustainable business growth.

Mr. Jailendra Shukla is a seasoned compliance and governance professional with over 20 years of experience in the financial services sector. He has successfully …read more led compliance and regulatory functions at organizations such as Agrim Housing Finance Pvt. Ltd., Mirare Asset Financial Services Pvt. Ltd., and Fasttrack Housing Finance Ltd.
Jailendra is a qualified Company Secretary and holds a Master’s degree in Commerce (Banking & Finance). He brings deep expertise in establishing robust compliance frameworks, ensuring adherence to legal and regulatory standards, and driving effective corporate governance.
His hands-on experience spans secretarial practices, finance, and legal compliance, making him a well-rounded leader in his domain.
At Muthoot Housing Finance Co. Ltd., Jailendra heads the Compliance function, where he is responsible for strengthening internal systems, ensuring regulatory alignment, and upholding the organization’s commitment to transparency and accountability.

Mr. Krishnan Shrinivas brings over 32 years of deep industry expertise in product development, business growth, portfolio management, and … read moredelinquency control. He is widely recognized for his ability to build high-performing teams and drive sustainable growth across diverse market environments.
Before joining MHFCL, Mr. Krishnan held key leadership roles at some of India’s most respected financial institutions, including ICICI Home Finance, ICICI Bank, and PNB Housing Finance. At each of these organizations, he successfully steered complex business initiatives and played a pivotal role in scaling operations and managing risk effectively.
Mr. Krishnan holds a Master’s degree in Economics from Agra University and an MBA from Udaipur University.
At MHFCL, he joins as Head – Business Development, with a clear mandate to expand our geographical footprint across India and strengthen our affordable housing portfolio. His strategic vision, field expertise, and passion for inclusive growth make him a key driver of MHFCL’s next phase of expansion.

Ms. Shruti Jha leads the Human Resources function at MHFCL with a dynamic blend of technical and HR expertise, backed by over 16 years of experience … read more across diverse sectors including Construction, Shipping, Education, IT, and BFSI.
Shruti has worked with reputed organizations such as Kalpataru, Executive Ship Management, and Cognizant, gaining rich, hands-on exposure in all facets of Human Capital Management and Development – from talent acquisition and organizational design to performance management and culture building.
An engineer by training, Shruti holds a Civil Engineering degree from NIT Warangal and an MBA in Human Resource Management from SP Jain, bringing a unique perspective to her leadership role.
At MHFCL, she is entrusted with driving the end-to-end HR strategy, building people-first policies, and fostering a culture of engagement, inclusion, and continuous development across the organization.

Mr. Milind Koyande brings over 25 years of specialized experience in Risk Control, Fraud Detection, and Fraud Management. With a strong background in … read more both banking and NBFCs, he has played a critical role in strengthening the risk and control framework across organizations.
Milind has previously worked with leading financial institutions such as Kotak Mahindra Bank Ltd. and Magma Fincorp, where he was instrumental in developing robust systems for fraud prevention and risk mitigation.
At Muthoot Housing Finance Co. Ltd., Milind has been a key figure in establishing the Risk Control Unit (RCU) from the ground up. His strategic insights and operational expertise continue to play a pivotal role in ensuring secure, compliant, and responsible lending across the organization.
In addition to internal controls, Milind actively liaises with external regulatory and enforcement bodies to further augment MHFCL’s risk capabilities, reinforcing our commitment to ethical and transparent business practices.

Mr.S.Sumesh is the Company Secretary and Compliance Officer of the Company. He is a postgraduate in Commerce and an Associate Member of the Institute of Company Secretaries of India (ICSI) having vast knowledge … read more and expertise in the areas of Corporate Law and all other applicable laws germane to the Company. He has been associated with Muthoot Housing Finance Company Limited in Key Position as Company Secretary and Compliance Officer for the last 11 Years. Beyond the realm of his domains, he keenly involves himself in furthering the vision and mission of the Company.

Ms. Liza Mohanty brings over 24 years of comprehensive experience in Business Operations and Life Cycle Management for Retail Home Loans, making her a… read more seasoned leader in the housing finance industry.
Liza has a strong track record in Capability Building, Leadership Development, Change Management, Competency Mapping, and Training Delivery. She is also widely respected as a Coach and Mentor, having guided numerous teams and professionals across her career.
Before joining MHFCL, Liza was with DHFL, and has previously held key leadership roles at SPA Capital Services, Cholamandalam MS General Insurance, BHW Home Finance, and Deutsche Postbank. At each of these institutions, she successfully led strategic operational initiatives and built scalable, customer-centric service models.
At Muthoot Housing Finance Co. Ltd., Liza leads the Operations, Customer Service, and Administration functions, with a focus on driving operational excellence, enhancing service quality, and strengthening internal processes to support the company’s pan-India growth.

Nishant Karkala brings over 25 years of extensive experience in the financial services sector, with a strong focus on credit strategy, … read more loan underwriting, delinquency management, and portfolio retention. With nearly two decades in the mortgage industry, Nishant has developed a deep understanding of credit operations and risk management across varied market segments.
Throughout his career, he has held senior roles at reputed institutions such as Magma Housing Finance, Citifinancial, IIFL, and DBS-Cholamandalam, where he contributed to strengthening credit frameworks and enhancing portfolio quality.
With a sharp eye for detail and a customer – centric approach to credit, Nishant plays a pivotal role in ensuring that MHFCL continues to deliver responsible lending and sustainable growth.