WE MAKE IT EASY TO OWN A HOME
A great deal, a better location, a nicer home for your family, whatever your reason for purchasing a home, we make it easy.
Muthoot Housing offers resale loan amounts for a dream home varying from Rs 2 lakhs to Rs 25 lakhs.
The flexible tenure options for our home loan on a property for resale is up to 20 years.
You can get up to 80% of the value of your property as a resale loan from Muthoot Housing.
Use our free and easy to use installment calculator to calculate your home loan installments.
The property is mortgaged until you repay the loan amount in full.
You can use the loan to purchase a completed property from its current owner.
We offer loans for buying a pre-owned flat or independent homes to Indian citizens, salaried or self-employed.
You should be a minimum of 21 years when applying and 65 years at the time of maturity of your resale home loans.
The property you wish to purchase should be withing the geo-limit of an MHFL branch office.
You should have a bank account. All owners of the property being financed and all individuals whose income has been considered for the loan have to be co-applicants to the loan.
When applying for a resale, you will have to submit government approved address and identity proof documents. Bank/ITR statements and ownership documents (if applicable) are also necessary. Title Deeds including the previous chain of the property documents, Receipt/(s) of the initial payment made to the seller along with a copy of the agreement to sell, if executed, is required.
You can apply for a loan with a co-applicant. Our customer care executives help you fill the loan application and complete the process.
Muthoot Housing offers very broad eligibility criteria for our resale home loans.