Thomas John Muthoot is the Chairman of the Muthoot Pappachan Group (MPG). Johnie – as he is fondly called – is the third-generation leader of the 133 years of legacy in trading,… read more retail and retail finance. He has been actively involved in the business since his school days, before taking over from his father late Mr. Muthoot Pappachan, the Founder Chairman of the Muthoot Pappachan Group. Johnie therefore, has been at the helm of the business for three decades now. The diverse economic activities of the Muthoot Pappachan Group include Retail Financial Services, Hospitality, Real Estate, Automotive, Renewable Energy, and so on. At the same time, under the leadership of Johnie, the group is actively involved in fundamental social service, including – amongst others – children’s cleft surgery, blood donation, football academy and so on. Beyond business, Johnie truly believes in the value of human capital. He is passionate about real Financial Inclusion and keenly pursues upliftment of economically deprived; changing lives of common man and helping them in making their dream come true. Johnie is the Managing Director of Muthoot Fincorp Ltd (MFL), the flagship company of Muthoot Pappachan Group registered with the Reserve Bank of India. MFL is one of the biggest NBFCs in India and is a Financial Services Super-House, with a network of over 3600 Branches across the Country. At the same time, Johnie truly believes, that the future efficacy & efficiency of businesses such as MFL and other businesses in the group, is in embracing new-age technology and leveraging it for customer-benefit. Under his leadership, the Group has been partnering with and investing in, new-age & tech-led start-ups with an eye on customer-centricity and on the future. Johnie is an alumnus of the Harvard Business School. Johnie is married to Preethi, a successful entrepreneur herself, running one of the highest rated & ranked independent heritage restaurant, Villa Maya, among other ventures. The couple are blessed with a son and daughter. Passionate about Humanity and about Business of bringing well-being to masses through financial interventions, Johnie is an Industry Thought Leader and is actively involved with various business platforms like CII and Kerala Management Association, amongst others. He has also been recipient of several awards, including ‘Young Hotel Entrepreneur Award, 2006’ conferred by Federation of Hotel & Restaurant Associations of India and the ‘Business Man of the Year, 2009’, conferred by Trivandrum Management Association. Recently in fact, Johnie took over as the Chairman of CII-Kerala State Council.
Thomas George Muthoot, also known as Georgie, Johnies’s twin is a business leader credited with powering the group’s forays into multiple vectors – from gold loans to two-wheeler… read more finance and microfinance. Dynamic and versatile, Georgie is the core Promoter of The Muthoot Pappachan Group, Managing Director of Muthoot Capital Services Limited and Promoter-Director of Muthoot Fincorp Limited. He led Muthoot Capital Services Limited from scratch to the fastest-growing NBFC and automotive retail finance provider in India.
Another scion of the Pappachan legacy, Thomas Muthoot has made his mark as the Director of the Muthoot Pappachan Group and Executive Director of Muthoot Fincorp Ltd. He is an … read more authority in Microcredit and Micro savings and passionate about helping the masses to financial independence. Thanks to his innovative instincts, Muthoot Pappachan Group continues to unleash inventive, need-based financial products for low and middle-income groups. His in-depth understanding of emerging markets enabled the group to align and structure business interests nation-wide. Obsessive about cricket and social causes, Thomas is currently the Vice President of Ernakulam District Cricket Association and member of Kerala Cancer Care Society
Mr. Muralidharan has experience of more than 40 years. He has served National Housing Bank, Reserve Bank of India, Spencer & Co.Ltd., High Court of Bombay and DRT in Mumbai.
Mr. Santanu Mukherjee has more than 40 years of experience in banking and finance industry. He joined in State Bank of Hyderabad as a Probationary Officer and carried out important … read more domestic and overseas assignments in the SBI Group. He served as Managing Director of State Bank of Hyderabad, an associate bank of country’s largest lender State Bank of India and retired on December 2016. He also worked as a Chief General Manager of State Bank of Bikaner and Jaipur and also served as a Chief Executive Officer of State Bank of India
Pavan K Gupta has over 26 years of mortgage experience in sales & distribution, credit, operations, strategy & business development and general management. He has worked with… read more leading housing finance companies like SBI Home Finance Ltd, BHW Birla Home Finance Ltd, Home Trust Housing Finance Ltd, Deutsche Postbank Home Finance Ltd and Dewan Housing Finance Ltd (DHFL). Prior to this role, he worked at Dewan Housing Finance Ltd as Business Head for Home loans and Head for International Business. He has an extensive experience of having worked in all parts of the country in his erstwhile assignments. Pavan has completed his Master’s in Business Administration from Utkal University and Chartered Financial Analyst from ICFAI, Hyderabad.
Vikas Srivastava has more than 17 years of experience in Banking and Financial Services Sector. His experience relates to the areas of Resources Management,… read more Treasury, Finance & Accounting. He has worked with IndusInd Bank Limited into corporate banking. Later he worked with Deutsche Postbank Home Finance Ltd. (later known as First Blue Home Finance) and Karvy Financial Services Limited in the area of fund raising and treasury management. He joined Muthoot Housing in 2014 and is holding position of Chief Financial Officer. Vikas is an associate member of The Institute of Chartered Accounts of India and commerce graduate from Delhi University.
Mr. S. Sumesh is a post graduate in Commerce and an Associate Member of the Institute of Company Secretaries of India (ICSI) having notable expertise in the areas of Corporate Law and all… read more other applicable laws germane to the Company. He is associated with Muthoot Housing Finance Company Limited as Company Secretary and Compliance Officer for the last 7 Years.
Over the last 19+ years, Mr. Kapil Punni has been formulating and implementing dynamic business development strategies. He comes with rich experience of leading and guiding big … read more teams with organizations such as ICICI Bank, Deutsche Post Bank, DHFL, DHFL Pramerica and many more. He has thorough understanding of the housing finance industry across functions, macro-economic dynamics, and low and middle income (LMI) consumer segment. He has been awarded for his excellence in sales strategies, mortgage Loans and other relative products. He has joined MHFL as Head – Sales & Business Development and would be responsible for geographical spread of operations, enhancement of the product portfolio and service offerings of affordable home loans to the valued customers PAN India.
Mr Nishant brings with him more than 16 years of rich experience in formulating and implementing credit strategies, loan underwriting, delinquency and Portfolio Retention. He has worked … read more with leading companies like Magma Housing Finance, IIFL and DBS - Cholamandalam and comes with a keen understanding of the housing finance industry. Nishant joins us from Magma Housing Finance. He comes to MHFL with a mandate to enhance the geographical spread of our operations, to take our product portfolio and service offerings of affordable home loans, to our valued customers PAN-India.
Liza brings in 17 years of multifaceted experience in banking and financial services industry. She joins us from DHFL and prior to DHFL, Liza was associated with leading organizations like … read more Cholamandalam, MS General Insurance and SPA Capital Services in various roles. In Muthoot Housing Finance Company Limited, Liza is responsible for running the Operations, Customer service and Administration functions in the Company.
Rajesh brings with him more than 20 years of rich experience in Collections, Recovery, Legal & Risk Operations. He has worked with leading companies like India Bulls Housing Finance… read more Limited, Kotak Mahindra Primus & Citi Financial Consumer Finance and comes with a keen understanding of the housing finance industry. Mr. Rajesh will manage and control our delinquency & NPAs and improve the overall quality of our portfolio.
Prakash brings with him more than 23 yrs. of substantial experience in implementing and integrating IT projects and programs across global BFSI organizations. Prakash have had… read more the opportunity of working with reputed names in corporate world in UK, UAE, and India and have built robust relationships with external IT leaders/consultants for delivering integrated solutions. Prakash joins us from various technology implementation big 5 companies like IBM \ WIPRO \ Dubai Government. Prakash holds an Honours Degree in Commerce and Masters in Computer Applications.
Anil brings with him more than 23 years of rich experience in Human Resources, Learning & Development and Sales. He has an exposure working with sectors like Banking, Finance,… read more Insurance, Telecom & Pharmaceuticals and with leading brands like Telenor, ICICI Bank, Max Life Insurance, Exide Life etc. He has thorough understanding of the housing finance business and has been awarded for his excellence in aligning HR with Organizational Goals, Leadership Development, using technologies in HR initiatives etc. He is associated with MHFL since Feb 2018 & is responsible for managing the HR function.
Rahul Verma is a Chartered Accountant from ICAI. He has over 13 years of Audit experience and brings with him extensive experience… read more in various kinds of audits like Risk based Internal audit, Concurrent audit, Bank audits, Operational Risk Management, Risk Control Self Assessment (RCSM), Audit of Insurance Operations, Process audits and fraud investigation. In Muthoot Housing Finance Company Limited, Rahul Verma is responsible for running the Internal Audit function for the Company.
Girish brings with him more than 16 years of rich experience out of which 13 years have been into Real Estate valuations in Banks, NBFCs, Project / Site Management in construction… read more industry. Prior to joining us Girish has worked with companies like Capital First Limited, Magma Housing Finance, India Infoline Housing Finance, PNB Housing Finance, DHFL etc. Girish is a civil engineering graduate and is responsible for managing the technical vertical.
Milind Koyande brings with him over 18 years of experience in Risk and Fraud Control and has worked with leading market lenders like Kotak Mahindra Bank Ltd as well as NBFCs like Magma… read more Fincorp. He has been instrumental in setting up the RCU unit at MHFL and his vast experience in Fraud management, Fraud Detection and Fraud Control will continue to form an important pillar of our overall lending capability. Milind also liaises with important official departments to augment the overall Risk capability of the organization