V. Ranganathan is a B. Com, Chartered Accountant and Company Secretary by qualification. Has a total experience of four decades in corporate sector and in consultancy. He handled read more Audit, Taxation, and Accounting work for 2yrs 3 months in S.Visvanathan & Co, Chartered Accountants.

Worked as officer grade in Oriental Fire and General Insurance Co Ltd for 3+years and managed the electronic data processing of western region offices.

13 year’s experience in Tube Investments of India Ltd & Murugappa Group and finally Group GM handling in charge of various taxation related works, including representation before Income Tax Appellate Tribunal, Corporate Restructuring, appearing in sick industries rehabilitation before BIFR, managing the family office of the promoters, and advising the various group companies on tax management and strategy.

Worked as Director for a period of 2 years in Coopers & Lybrand and PWC handling large tax advisory work for MNC clients and involved in FDI and business set up for Ford Motors in Chennai among other key activities.

17 years experience as Director/Partner in Ernst & Young LLP and 3+years senior advisor post retirement handling the task of building the Chennai and Hyderabad practice of E&Y in tax and regulatory space. Had taken numerous initiatives on client acquisition, carrying out strategic projects of very significant value in many industries in both Chennai and Hyderabad.

Served as advisory role in Srinidhi Investments, a PE fund based out of Mauritius and also a director cum mentor in Chevening Advisory P Ltd.

Vasudevan Ramaswami (Vasu), joined Muthoot Fincorp Ltd.(MFL), in April 2017 as the Chief Operating Officer (COO) to lead & drive overall business performance & profitability for MFL read more as well as business synergies across all group companies. He served as the Chief Operating Officer from April 2017 to March 2020 and then as the Strategic Advisor from April 1st, 2020 till Mar 31st, 2021.

At MFL, Vasu had been instrumental in putting together the key strategic objectives, overall structure and business priorities for MFL, coupled with specific transformation initiatives that the company is following to become a Financial services provider of choice. Prior to MFL, he has over 29 years experience in several senior leadership roles including CXO roles from 2005 across Financial services (Banks, NBFCS, AMC and BPOS) spanning organisations like Citibank N.A, Bank of America, American Express Bank, Principal Asset management company, TCS, Countrywide Financial Corporation, Reliance Retail ltd and L&T finance.

He has extensive experience in Sales and Business Development, Marketing, Operations and Technology, Credit Risk and Collections, Project and Transition management as well as in managing overall businesses as the P&L leader. His immediate previous role before MFL was as the Chief Executive of L&T Housing Finance Ltd., in Mumbai between 2012 and 2016 during which period he has also served as a director in 3 subsidiary companies of L&T Financial Holdings.

Mr. Santanu Mukherjee has more than 40 years of experience in banking and finance industry. He joined in State Bank of Hyderabad as a Probationary Officer and carried out important read more domestic and overseas assignments in the SBI Group. He served as Managing Director of State Bank of Hyderabad, an associate bank of country’s largest lender State Bank of India and retired on December 2016. He also worked as a Chief General Manager of State Bank of Bikaner and Jaipur and also served as a Chief Executive Officer of State Bank of India

Thomas George Muthoot is a core promoter of the Muthoot Pappachan Group (MPG). He is also the Managing Director of Muthoot Capital Services Ltd (MCSL), the listed entity of MPG read more engaged in automotive retail finance and one of the fastest growing NBFCs in India. Mr. George is also the Promoter – Director of Muthoot FinCorp Limited (MFL), the flagship company in MPG and one of the largest NBFCs in the country registered with the Reserve Bank of India. Muthoot FinCorp (MFL) is one among the largest NFBCs in India and is the Financial Services Power House with a network of over 3,600 branches across the country.

Mr. George is also a Director in various MPG companies across diverse business domains such as Hospitality, Microfinance, Affordable housing, Automotive retail, and Real Estate to name a few. Mr. George has been hands-on in the family business for over 3 decades and has worked tirelessly with the leaders and teams of various verticals to take MPG to the heights it has reached today.

Mr. George’s work is deeply rooted in the promise of empowering human ambition through innovative, technology-driven solutions which make substantial and sustainable difference in the lives of those at the bottom of the pyramid. With his humility and simplistic outlook, Mr. George constantly works towards creating and promoting customer-centric products and services that make a difference in the lives of customers and equip them to take charge and transform their dreams into reality.

In addition to his many responsibilities, Mr. George is also the Chairman of the Kerala Non-Banking Finance Companies Welfare Association (KNBFC), Kochi; Secretary of Association of Gold Loan Companies (AGLOC), India; committee member of Finance Companies Association (FCA) and (FADC).

Thomas Muthoot is a core Promoter – Executive Director of Muthoot Pappachan Group (MPG). As the youngest of three brothers, he is the dynamic, innovative and futuristic thinker of the read more Group. Mr. Thomas is also the Managing Director of Muthoot Microfin Limited (MML), one of the top five leading microfinance entities in India; as well as the Managing Director of Muthoot Housing Finance Ltd (MHFL).

With his passion toward serving the Indian grassroots and helping them build their dreams, Mr. Thomas is an expert in micro credit and micro savings business. His knowledge and expertise of emerging markets and customer needs have wielded the expansion and diversification of the Group into what it is today. He strictly follows the principle of “Business with a Purpose” and constantly demonstrates that the Group’s activities don’t stop at mere financial lending, instead he recognises that customer wellness and the practice of Responsible Lending is equally important.

Mr. Thomas is a key architect of the much-diversified MPG conglomerate. He initiated several businesses including those in the sectors of Automotive retail, Two-wheeler finance and Affordable Housing finance. Mr. Thomas was instrumental in the setting up of Technopolis, one of Kerala’s first IT parks established through public-private partnership.

Under Mr. Thomas’ leadership, MPG has been actively involved in numerous philanthropical works through the Muthoot Pappachan Foundation. Such works include: children’s cleft surgery, disaster-relief construction works, rehabilitation centre, anti-drug awareness campaigns, football academy, and blood donation, to name a few.

In 2014, Mr Thomas received the SEN Inclusive Business and Community Award by YPO-WPO in recognition of the women empowerment drive undertaken by the Group.

Thomas John Muthoot is the Chairman of Muthoot Pappachan Group (MPG), and has been at the helm of the business for the past 3 decades. As the 3rd generation leader of a read more 134 year legacy in trading,retail and retail finance, Mr. John has been involved in the daily functioning of the business since his early days and is an alumnus of Harvard Business School. He falls back on much of this learning and experience when driving the Group into greater heights.

Muthoot Pappachan Group (MPG) consists of diverse economic activities spanning 52 companies / verticals from Retail Financial Services to Hospitality, Real Estate, Automotive, IT Services and Alternate Energy. In addition to his position in the Group, Mr. John is also the Managing Director of Muthoot FinCorp Ltd, the flagship company of MPG, registered with the Reserve Bank of India. Muthoot FinCorp (MFL) is one among the largest NBFCs in India and is the Financial Services Power House with a network of over 3,600 branches across the country.

Mr. John understands that the future and efficacy of the Group companies’ businesses lie not only in the strength of its people culture and customer centricity, but also in embracing the cutting edge technology to leverage for customer benefit. With this in mind, the Group has been partnering with and investing in new-age and technology-led start-ups with a keen eye on customer-centricity and convenience.

With over 30,000 Muthootians under his leadership, Mr. John is a strong champion of the value of human capital. He is passionate about real financial inclusion and keenly pursues the uplifting of those experiencing economic disadvantage. This passion cumulated into the formation of Muthoot FinCorp’s Purpose of “transforming the life of the common man by improving their social well-being”.

Being passionate about the betterment of humanity and introducing well-being to the masses through financial interventions, Mr. John is an industry thought-leader who is actively involved with various business platforms like CII (Chairman, CII-Kerala State Council) and Kerala Management Association, etc.

Mr. John has been recognised for his works and received several awards including “Young Hotel Entrepreneur Award 2006” (Federation of Hotel & Restaurant Associations of India) and “Business Man of the Year 2009” (Trivandrum Management Association), to name a few.

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