Sandeep brings over 22 years of cross-functional experience across Retail Banking, Payments, Finance, and the Smart Card industry, with … read more more than 7 years of proven leadership in driving digital strategy, product roadmaps, and enterprise-wide transformation for large NBFCs in India.

He has a strong track record in innovative product design, platform management, digital onboarding, AI/ML-driven solutions, digital payments, and card platforms, along with deep expertise in customer lifecycle transformation. His experience spans mobile and web banking, India Stack integrations, CRM platforms, and scalable enterprise technology architecture.

Sandeep has been associated with leading organizations such as Truhome Finance, Fullerton India Credit, India Infoline Finance Limited, and Standard Chartered Bank, where he has led critical digital and technology initiatives.

As Chief Information Officer at MHFCL, Sandeep leads the IT and Digital portfolio, driving innovation, scalability, and technology modernization across the organization. His leadership plays a key role in enabling the company’s digital-first strategy and long-term growth ambitions.