Our eligibility requirements are very simple:

• Applicant should be an Indian Resident
• Minimum age of the applicant should be 21 years at the time of submitting the application
• The applicant’s age at the time of loan payment should not be more than 65 years
• The applicant can be a salaried or self-employed individual

A co-applicant to the loan is mandatory and should meet the credit underwriting norms laid down by the company. A co-applicant can be one or more of:

• Spouse
• Blood relative (immediate family members – Father, mother, son)
• Co-owners of a property must be necessarily a co-applicant in the loan structure

This is an important process for both the customer and the company to create a mortgage on the property offered as collateral. This can be done by:

• Project approvals verification from the corporation or any other relevant authority
• Ownership documents confirmation from the sub-registrar office (SRO) where documents are registered
• Share certificate related to societies can be verified from society.

• Home Loans
• Resale Loans
• Home improvement loans
• Self-construction loans
• Loan Against Property

MHFL offers convenient ways of making repayments:

• NACH
• PDCs

To get your relevant documents:

• Visit your nearest Muthoot Housing Finance Branch
• Discuss with our customer care executive at the toll-free number: 1800 102 1616

There are nominal charges associated with the request and the same are clearly listed here

The process of applying for a loan is a very simple process with minimal documentation. All applications must be accompanied with:

• Latest Photograph of the Applicant/Co-applicants
• Income documents of the Applicants/Co-applicants (as applicable)
• Bank Statement of the Applicant/C-applicants (as applicable)
• Address Proof of the Current Residence
• Identity Proof of the Applicant(s)
• Property Related documents of the collateral being mortgaged