• Muthoot Housing crosses 16446 disbursements
  • Mr. Ramakrishna Pillai Kamalasanan Nair (DIN 00631889) ,Independent Director has resigned from the office of Directorship of the Company with effect from 29.04.2019 as per Section 168 of the Companies Act, 2013 read with Rule 15 of Companies (Appointment and Qualification of Directors) Rules,2014.

Our people

Board of Directors

Thomas John Muthoot


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Thomas John Muthoot is the Chairman and Managing Director of the Muthoot Pappachan Group (MPG). Johnie – as he is fondly called - is the third-generation leader of the 131 years of legacy in trading, retail and retail finance. He has been actively involved in the business since his school days, before taking over from his father, late Mr. Muthoot Pappachan, the Founder Chairman of the Muthoot Pappachan Group. Johnie therefore, has been at the helm of the business for three decades now. The diverse economic activities of the Muthoot Pappachan Group include Retail Financial Services, Hospitality, Real Estate, Automotive, Power Generation, and Health Care. At the same time, under the leadership of Johnie, the group is actively involved in fundamental social service, including – amongst others – children’s cleft surgery, blood donation, football academy and so on. Beyond business, the Johnie truly believes in the value of human capital. He is passionate about real Financial Inclusion and keenly pursues upliftment of economically deprived; changing lives of common man and helping them in making their dream come true. Johnie is also the Chairman & Managing Director of Muthoot Fincorp Ltd (MFL), the flagship company of Muthoot Pappachan Group registered with the Reserve Bank of India. MFL is one of the biggest NBFCs in India and is Financial Services Super-House, with a network of over 3500 Branches across the Country. At the same time, Johnie truly believes, that the future efficacy & efficiency of businesses such as MFL and other businesses in the group, is in embracing new-age technology and leveraging it for customer-benefit. Under his leadership, the Group has been partnering with and investing in, new-age & tech-led startups with an eye on customer-centricity and the future. Johnie is an alumnus of the Harvard Business School. Born on 7th June 1962, Johnie is married to Preethi, a successful entrepreneur herself, running one of the highest rated & ranked independent heritage restaurant, Villa Maya, among other ventures. The couple are blessed with a son and daughter. Johnie’s son, Thomas too, is actively involved in the business. Johnie is actively involved with various business platforms like CII and Kerala Management Association. He has also been recipient of several awards, including ‘Young Hotel Entrepreneur Award, 2006’ conferred by Federation of Hotel & Restaurant Associations of India and the ‘Business Man of the Year, 2009’, conferred by Trivandrum Management Association.

Thomas George Muthoot


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Mr. Thomas George Muthoot, along with his brothers, viz., Mr. Thomas John Muthoot and Mr. Thomas Muthoot, is the core Promoter of the much-diversified conglomerate, the Muthoot Pappachan Group (MPG). Georgie, as he is fondly called, is the Managing Director of Muthoot Capital Services Limited, the listed entity in MPG, which is into automotive retail finance and one of the fastest-growing NBFCs in the country. Georgie is also the Promoter-Director with Muthoot Fincorp Limited, the flagship company in MPG and one of the largest NBFCs in the country. He is also a Director on various MPG companies, across varied business domains, including Hospitality, Microfinance, Affordable housing, Automotive retail, Real Estate and so on. Georgie has been hands-on with MPG’s business for over three (3) decades now. The three Promoters-Directors have worked as an team, with a ganbaru spirit, working tirelessly & zealously, to take the Muthoot Pappachan Group to such scale, diversity and heights. Muthoot Fincorp Ltd (MFL), the flagship company of the Muthoot Pappachan Group, of which he is a Director, is one of the leading NBFCs in the Country registered with Reserve Bank of India and is a financial services super-house. It provides customer-centric specialized finance by way of Gold Loans, MSME Loans, Microfinance, Home Loans, Auto Loans, et. al., to the low-income customers who are largely unbanked. MFL has a network of close to 3600 Branches across the Country with an average walk-in of well over 75,000 customers per day, touching & transforming millions of lives. Georgie’s initiatives are deeply rooted in the promise of empowering human ambition through innovative, technology-driven solutions which make substantial & sustainable difference in the lives of those at the bottom of the pyramid. Being humble and having a simple outlook, he always strives to provide staff-sensitive and customer-centric products & services which make a difference in the lives of people and equip them to take charge and realise their true potential. Georgie is also the Chairman of the Kerala Non-Banking Finance Companies Welfare Association, Kochi. He is also on the managing committees of Indo-American Chamber of Commerce, Kerala Branch and Equipment Leasing Association of India (ELAI), Chennai and represents the MPG at the Association of Gold Loan Companies. Georgie is married to Nina and is blessed with three daughters; the eldest one, Tina is already feverishly in the thick of things, being a Chartered Accountant, herself.

Thomas Muthoot

Managing Director

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Thomas Muthoot is the Director with Muthoot Pappachan Group and Executive Director of Muthoot Fincorp Ltd. He is an expert in Micro credit and Micro savings business with a great desire to serve the masses. He is innovative with need based financial products. His knowledge of emerging markets and their functions have been harnessed in structuring the business interests of the group. He is currently the Vice President of Ernakulam District Cricket Association and the Managing Committee member of Kerala Cancer Care Society.


K. Muralidharan


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Mr. Muralidharan has experience of more than 40 years. He has served National Housing Bank, Reserve Bank of India, Spencer & Co.Ltd., High Court of Bombay and DRT in Mumbai.

Mr. Santanu Mukherjee


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Mr. Santanu Mukherjee has more than 40 years of experience in banking and finance industry. He joined in State Bank of Hyderabad as a Probationary Officer and carried out important domestic and overseas assignments in the SBI Group. He served as Managing Director of State Bank of Hyderabad, an associate bank of country’s largest lender State Bank of India and retired on December 2016. He also worked as a Chief General Manager of State Bank of Bikaner and Jaipur and also served as a Chief Executive Officer of State Bank of India,

Management Team

Pavan K Gupta

Chief Executive Officer
Muthoot Housing Finance Company Limited

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Pavan K Gupta has over 24 years of mortgage experience in sales & distribution, credit, operations,strategy &business development and general management. He has worked with leading housing finance companies like SBI Home Finance Ltd, BHW Birla Home Finance Ltd, Home Trust Housing Finance Ltd, Deutsche Postbank Home Finance Ltd and Dewan Housing Finance Ltd(DHFL).Prior to this role, he worked at Dewan Housing Finance Ltd as Business Head for Home loans and Head for International Business. He has extensive experience of having worked in all parts of the country in his erstwhile assignments.Pavan has completed his Master’s in Business Administration from Utkal University and Chartered Financial Analyst from ICFAI, Hyderabad.

Head of Departments

Kapil Punni

Head – Business Development

Ms. Liza



Company secretary and Compliance officer

Vikas Srivastava

Chief Financial Officer

Deepa Shrivastava

Chief Manager-Internal Audit

Nishant Karkala

Head - Credit

Rajesh PS

Head – Collections