• Muthoot Housing crosses 16446 disbursements
  • Mr. Ramakrishna Pillai Kamalasanan Nair (DIN 00631889) ,Independent Director has resigned from the office of Directorship of the Company with effect from 29.04.2019 as per Section 168 of the Companies Act, 2013 read with Rule 15 of Companies (Appointment and Qualification of Directors) Rules,2014.

Loan against Property (LAP)

In a time of need,utilise your most valuable asset-your home to get quick and hassle free funding from Muthoot Housing Finance Company Limited.

What you need to know:

  • Loans are provided for:
    • Business expansion
    • Debt consolidation
    • For lower debt cost
    • Business Purposes viz. expansion, acquisition of assets, etc., Travel/Education/Marriage/personal needs.
  • Loan is provided against existing residential immovable property at any MHFCL branch location
  • Loan is sanctioned as a certain percentage of the property's market value, usually around 40 per cent to 60 per cent.
  • Loan amount up to Rs. 1500000
  • Loan tenure upto 7 years
  • Borrower should have a bank account
  • Borrower should be more than 21 Years of age and not more than 65 years at the time of loan maturity
  • Borrower should be residing in a city where Muthoot Housing Finance Company Limited (MHFCL) has its office
  • No guarantor required
  • All owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Property should be self-occupied.


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