• Muthoot Housing crosses 16446 disbursements

Loan against Property (LAP)

In a time of need,utilise your most valuable asset-your home to get quick and hassle free funding from Muthoot Housing Finance Company Limited.

What you need to know:

  • Loans are provided for:
    • Business expansion
    • Debt consolidation
    • For lower debt cost
    • Business Purposes viz. expansion, acquisition of assets, etc., Travel/Education/Marriage/personal needs.
  • Loan is provided against existing residential immovable property at any MHFCL branch location
  • Loan is sanctioned as a certain percentage of the property's market value, usually around 40 per cent to 60 per cent.
  • Loan amount up to Rs. 1500000
  • Loan tenure upto 7 years
  • Borrower should have a bank account
  • Borrower should be more than 21 Years of age and not more than 65 years at the time of loan maturity
  • Borrower should be residing in a city where Muthoot Housing Finance Company Limited (MHFCL) has its office
  • No guarantor required
  • All owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Property should be self-occupied.


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